“I should have bought that house five years ago. It’s now gone up 20%. If only I knew.” Property prices will always rise and fall but never in a neatly defined cyclical pattern. That’s why understanding property cycles is important if you buy and sell property - even if it’s only a [...]

What caused the GFC? What are the lessons from the GFC for both Lenders and Fund Managers? In a nutshell, a US housing price surge in the very early part of the 21st century saw unsophisticated, uncreditworthy, low income “sub-prime” borrowers’ binge on US real estate with investors globally developing “bubble blindness” [...]

How do you get your construction or development loan approved quickly and efficiently? When I was undertaking my final high school studies in the mid-70s, I asked my teacher which “modern history” topics would be on the exam paper. Her response was that she did not know, but she said to me [...]